My tisco salary, kavita's salary, interest income plus dividend income provides sufficient cash flow to take care of my monthly expenses.
Cash reserve to tide over emergencies
The OD facility against the NSC's provides a cash cushion for any emergencies.
Sufficient investments to take care of future needs
5000 shares of Glodyne should be sufficient to finance the education and marriage of Anisha.
5000 shares of Glodyne should suffice for Raashi's education and wedding.
A house as per your need
4200 shares of Glodyne should be enough to finance the building of my house.
Sufficient investments to take care or retirement.
That leaves me with my fixed income investments and 10000 shares of Glodyne and 250 shares of SBBJ to take care of my retirement expenses.
OVER THE NEXT FIVE YEARS :
50 lakhs to be withdrawn from the stockmarket for building the house and financing my other aspirational needs.
2 crores to be withdrawn and kept in safe, fixed income avenues to take care of the education and wedding expenses of Raashi and Anisha.
This entire analysis does not take into consideration the hereditary benefits which might accrue to us from our parents.
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